GARWOOD GROUP
LIFE INSURANCE INVESTING FINANCIAL PLANNING ABOUT CONTACT

PLAN YOUR FUTURE NOW!

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FINANCIAL PLANNING


Setting measurable Goals.


Assess your current plan or strategy.

Determine whether your goals are attainable.


If necessary, modify your plan.

Put your plan in motion with Gary’s experience to guide you.


Monitor your progress every 3 to 6 months.

DO YOU PAY YOURSELF FIRST OR LAST?


Paying yourself first means investing in your health and investment goals before discretionary spending has a chance to happen. Developing and using credit wisely is one of the pillars of financial security.


Freedom comes from knowing how to save about 20% of your net income each year. Saving with before tax income is a way to compound your savings faster. Compounding growth is what will generate the income to sustain your working lifestyle when you sell your business or retire from employment.

ARE YOU BEING TAX EFFECIENT?


Business expenses are not the same as consumer expenses. Organize your debt to ensure it’s related to business or investment income. If you have any questions about that, Gary has the answers. Stay on top of your taxes and pay what you owe; but know what you actually owe. When in doubt, always seek professional advice. When you’re well advised you’re in control.

BANKING BUILT ON YOUR NEEDS.


All banks must maintain a profitable spread between what it pays you on your savings and what it charges you to borrow. How else would a bank maintain all its branches and ATMs?


Manulife Bank gives you the banking you need without the overhead fees.


No branches. No ATMs. Completely online.


Set up your Manulife bank account today.